I started to invest on Envestio at the beginning of 2019. This means that 6 months have passed since my first investment and today I want to talk about my Envestio Performance after these first 6 months, my current situation and my opinion about this platform.
First of all, if you don’t know what we’re talking about, read my full review of Envestio. On the dedicated page you can find all the information you need to start earning on Envestio.
I’ve invested 300 EUR on this platform. The total profit at the end of June was 25.72 EUR.
Envestio is a Real Estate crowdfunding platform based in Estonia. It allows us to invest on Real Estate projects with an annual interest rate of 15 to 18%. It is one of the newest platforms in my Investment Portfolio. Indeed it was born at the end of 2018.
First of all, check out the overview of my account:
This amount (521.89 EUR) includes also the earnings of July and the Referral Commissions that I received during the last months. I will do my calculations using the profit at the end of June (25.72 EUR). The remaining part of the profit are Referral Commissions.
I have a balance of 521.89 EUR. Remember that I deposited 300 EUR on Envestio. The total profit, at the end of June, was 25.72 EUR (+8,57%).
Resume of my first 6 months on Envestio:
- Monthly Average Profit: +1,43%
- Annualized Profit: +17,15%
Envestio is in absolute my best performing platform. An annual interest rate higher than 17% is an incredible result.
If you want to examine my exact monthly performance, check out the page dedicated to Envestio.
I also want to share with you the current strategy of my Envestio account, just to be completely transparent with you.
This is my current situation. Here you can see the projects I’m investing on and the closed projects and their corresponding interest rate.
On Envestio is not available the Auto-Invest function. This means that the investor have to personally invest on every single project. This is not a big problem thanks to the fact that we will have to invest in a limited number of projects.
In the last weeks there have been few projects available, but the staff said that they will increase the availability of loans in the next months.
All loans available on the platform are covered by the Buyback Guarantee protection. This protection is very important in case of late loans.
In conclusion, these are my Envestio performance after 6 months from my first investment on it. I’m completely satisfied about its performance.
For the moment I never had issues on Envestio, except for the low amount of available loans. Interest payments and principal repayment had been always on time.
Its performance are pretty stable, as you can check by reading my monthly performance on Envestio. Monthly interest rate is always in the range 1,25%-1,50%.
Are you already using Envestio? If yes, are you happy with it? Let me know in the comments!
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