My Passive Income Report – June 2019

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Hi guys, we are already in the middle of 2019. It seems to me started yesterday and instead six months are already passed. Unbelievable! As you will read in this Passive Income Report, June had been a fantastic month for me. In May I said that it was my best month ever, but now I can say that June had been my best month ever! I earned (again) my highest monthly passive income ever, also if I have to thank the Referral Commissions.

During June I did not make new investments. I finished my summer exam session and now I can completely dedicate myself to the blog and to my Investment Portfolio. My idea is to make some improvements to the blog and to begin my adventure in the ETF’s world.

Firstly let’s check my earnings deriving from P2P Lending and Real Estate crowdfunding platforms:

PlatformsInterestsReferral Total
Grupeer7,83 EUR45,12 EUR52,95 EUR
EstateGuru7,46 EUR12,66 EUR20,12 EUR
Mintos8,33 EUR10,52 EUR18,85 EUR
ViaInvest2,12 EUR20,00 EUR22,12 EUR
Lenndy2,97 EUR2,97 EUR
FastInvest3,42 EUR3,42 EUR
Swaper1,75 EUR1,75 EUR
Housers1,10 EUR300,00 EUR301,10 EUR
Envestio6,48 EUR55,81 EUR62,29 EUR
Twino0,32 EUR0,32 EUR
RoboCash1,92 EUR1,92 EUR

Total earnings (P2P and Real Estate): 487,81 EUR

Now let’s add the Other Passive Income Sources:

Platform/SourceEarnings (of which referrals)
Amazon Associates-9,08 EUR
Target Circle11,72 EUR
DiversityFund160 EUR (145 EUR)
SolidTradeBank2,00 EUR
eToro-4,77 EUR
Dividends0,00 EUR

Total earnings (other passive income sources): 159,87 EUR

Total Passive Income: 647,68 EUR

Comments

Guys, I don’t know what to say. I know that this result is highly conditioned by the Referral Commissions that I received during the month, but I’m really happy about it. More than 600 EUR of Passive Income in just one month is an unbelievable result for me, and in the next months will be very hard to reach this result. I will continue to work hard. At the beginning of the year my goal was to reach a monthly Passive Income of 100 EUR. The goal has been largely achieved. Now I just have to keep it stable in the next months. I can’t stop improving.

Now let’s talk a little bit about the platforms. Remember that in My Investment Portfolio page I post the monthly return and the annual return month by month for each platform. Moreover if you want to deepen your knowledge on a specific platform, you can read the complete review that you find in the P2P Lending and Real Estate Crowdfunding pages.

Mintos

Mintos’ performance lowered a little bit during June. June return (counting only interest income): 0,88%. Maybe it’s related to the fact that I started to use the new Mintos Invest&Access instruments.

Grupeer

In June I obtained almost the same monthly return of the previous months: 1,10%. My monthly return on Grupeer is always the same, more or less. But notice that during June I received many commissions. As always all interests has been repaid on time.

EstateGuru

In June the return of this platform had been a little lower compared to the previous months. June return (counting only interest income): 0,73%. I hope to improve it in the next months. This month I received some referral commissions. At the moment I have two late loans (#1225 and #8162) and 10 current loans.

Envestio

My second best month ever on Envestio, thanks to big referral commissions. June return (counting only interest income): 1,46%. This is a very good return, and at the moment Envestio is my best performing platform.

Housers

I obtained a monthly return of 0,21%. Not good at all. Moreover two of the projects that I financed is having some issues with the interest and principal repayment. I’ll update you in the next months about these projects. Howewer this month I received 300 EUR of Referral Commissions that I invested in two new projects (Future Living Pistrucci and Plaza de la Remonta).

Swaper

Average month on Swaper, compared to the previous ones. June return: 0,84%. I confirm you that the Auto-Invest function works well.

FastInvest

Everything is OK with this platform. Loans are paid in time. Interests are paid day by day, and I have nothing to report. June return: 1,09%. I’m really satisfied about this platform.

Twino

As you probably know, during March I withdrew more than 400 EUR from my balance. At the moment I have 4 active investments, but they’re all defaulted. In June I recovered 0,32 EUR (return of 0,07%).

ViaInvest

My second best month ever on ViaInvest for me. During June I received 20 EUR of Referral Commissions. June return (counting only interest income): 0,82%.

RoboCash

In May my Robocash return has risen to 1,09%. The monthly return of this platform is very volatile, but it always stays in the range 0,80-1,20%.

Other Passive Income sources

Earnings from TargetCircle decreased in June. I hope to keep constant these earnings in the next months. It would be a great result for me. 11,72 EUR of earnings through this platform.

Bad month for me on Amazon Associates. During June one of the commissions that I received in May has been canceled, so I had a negative profit. Not a big problem.

Talking a little about the two hyips that I use (SolidTradeBank and DiversityFund), they made me earn a total of 162 EUR during June thanks to a big commissions on DiversityFund. For the moment they’re still working well. I withdraw every Friday from SolidTradeBank because it is the day of the week in which I receive the weekly earnings.

I used the commissions that I received on DiversityFund to buy more ProfitPacks, in order to increase my monthly earnings. Now I have 13 active $25 packs . I picked up my initial investment, so even if the platform close I do not lose money. Howewer, never forget that platforms like these can disappear from one day to another. Note that I inserted the referral links above. If you want to invest on them, my advice is to invest a very little amount of money.

During June I dit not receive dividends from my stocks.

Finally my adventure on eToro continues (I started investing in eToro). I have 500 EUR on this platform and in May I lost 4,77 EUR (-0,94%).

Portfolio Composition

Unfortunately during June I did not make new changes to my portfolio. I had little time for this and as you probably know I’m trying to save money because my intention is to invest by the end of 2019 in an ETF with dividends. I’ll keep you updated about this new investment.

My idea for July is to increase a little bit my Mintos and Grupeer balances.

Conclusion

In conclusion I’m incredibly satisfied about my June performance. I hope you liked this Passive Income Report. Let me know in the comments if something is not clear!

In addition if you have any questions, write them in the comments, I always read! I’m very interested in your own experience in the P2P Lending world.

Do not forget that I opened a Facebook page for FinanceShot. You can find it here. Like it if you don’t want to miss anything or interact with me. It’ll be a pleasure for me!

Moreover, if you want to receive my posts directly on your email, remember to subscribe to the blog by inserting your email in the form you can find on the bottom right of the blog.

I also opened the official Telegram groups for FinanceShot dedicated to my readers. You can find it here (the italian group) and here (the english group). We’ll have the opportunity to discuss about all the topics covered by FinanceShot.

Finally, I think that’s all. Enjoy the summer!

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4 Replies to “My Passive Income Report – June 2019”

  1. Hey Domenico,
    Could you please explain why and how did you get negative figure from Amazon and eToro?

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    1. Hi! It’s simple: as I say in the article, one Amazon commission that I received during May has been canceled (the customer returned the item to Amazon) so the platfom took back the commission. About eToro, it’s about trading. You can have a profit one month but a loss the next months, it’s unpredictable.

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