My Passive Income Report – May 2019

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Hi guys, here we are at the end of May. As you will read in this Passive Income Report, May had been a super month for me. I earned my highest monthly passive income ever. This means that my effort is being effective. During May I did not make new investments. I had 2 exams and I did not find time for my portfolio. I promise you that during the summer I’ll take more care about my Investment Portfolio.

Firstly let’s check my earnings deriving from P2P Lending and Real Estate crowdfunding platforms:

PlatformEarnings
Mintos
10,10 EUR
Envestio 47,64 EUR
Housers1,06 EUR
ViaInvest31,60 EUR
Twino0,30 EUR
EstateGuru 8,74 EUR
RoboCash 1,47 EUR
Grupeer 15,51 EUR
FastInvest3,53 EUR
Swaper2,17 EUR
Lenndy2,95 EUR

Total earnings (P2P and Real Estate): 125,07 EUR

Now let’s add the Other Passive Income Sources:

Platform/SourceEarnings
Amazon Associates13,42 EUR
Target Circle14,94 EUR
DiversityFund41,00 EUR
SolidTradeBank2,60 EUR
eToro4,89 EUR
Dividends0,00 EUR

Total earnings (other passive income sources): 76,85 EUR

Total passive income: 201,92 EUR.

Comments

Honestly I could never have thought of achieving this result so quickly. More than 200 EUR of Passive Income in one month is an incredible result for me! In May I earned 201,92 EUR (+69,75% compared to April). If you are a loyal reader of FinanceShot maybe you know that my main goal for 2019 is to earn 100 EUR of Passive Income per month. This means that I’m performing really well, and I hope you’re doing the same. Howewer I still have to work hard because I can’t stop improving.

Now let’s talk a little bit about the platforms. Remember that in My Investment Portfolio page I post the monthly return and the annual return month by month for each platform. I’ve already updated them. Moreover if you want to deepen your knowledge on a specific platform, you can read the complete review that you find in the P2P Lending and Real Estate Crowdfunding pages.

Mintos

Mintos’ performance had been stable even during May. May return (counting only interest income): 0,96%. During May I noticed a slightly higher percentage of late loans. I hope that during June these loans will be repaid.

Grupeer

In May I obtained exactly the same monthly return of April: 1,12%. My monthly return on Grupeer is always the same, more or less. I received less commissions, but this is not a problem for me. All interests has been repaid on time.

EstateGuru

In May I earned a little bit less than in April, but do not forget that April had been one of my best month ever on EstateGuru for me. May return (counting only interest income): 0,83%. The good news is that now I do not have any late loans. The late loans which I reported in the last Passive Income Report has been correctly repaid. Now I have only current loans (12).

Envestio

Great great month for me on Envestio. In May I earned more than 45 EUR, thanks to big referral commissions. May return (counting only interest income): 1,49%. The monthly return is constantly increasing, and 1,49% in a month is a very good return.

Housers

I obtained a monthly return of 0,20%. Not so good. Moreover, one of the project that I financed is having some issues with the interest and principal repayment. I’ll update you in the next months about this project.

Swaper

Good month on Swaper, compared to April. May return: 1,06%. In the previous Passive Income Report I wrote that the Auto-Invest function of Swaper were not working well. Now I can say that the platform improved the function and it’s working surely better.

FastInvest

Everything is working well on FastInvest. May had been my best month ever on this platform. Interests are paid day by day, and I have nothing to report. May return (counting only interest income): 1,14%. I’m really satisfied about this return.

Twino

As you probably know, during March I withdraw more than 400 EUR from my balance. At the moment I have 4 active investments, but they’re all defaulted. In May I recovered 0,30 EUR (return of 0,07%).

ViaInvest

Incredible month on ViaInvest for me, if we count referral commissions (30 EUR). May return (counting only interest income): 0,71%.

RoboCash

Finally in May Robocash’s return has dropped: 0,84%. But I know that the return of this platform are very volatile, so this is not a big problem. Howewer I hope to perform better next month.

Other Passive Income sources

Earnings from TargetCircle increased in May. I hope to keep constant these earnings in the next months. It would be a great result for me. 14,94 EUR of earnings through this platform.

I earned 13,42 EUR through Amazon Associates. Great result compared to the previous months. As you probably know, I started to insert some links in my articles, especially links to some interesting financial books. I wrote many articles about this particular topic, you can find them here (10 Investing Books You Need to Read) and here (5 Books to Read Before Trading). I would like to use those links in a useful way, and I’m thinking about how to improve their use.

Talking a little about the two hyips that I use (SolidTradeBank and DiversityFund) they made me earn a total of 43,60 EUR during May thanks to a big commissions. For the moment they’re still working well. I withdraw every Friday from SolidTradeBank because it is the day of the week in which I receive the weekly earnings. Yesterday I made a withdraw and they paid it correcty in less than 3 hours.

I used the commissions that I received on DiversityFund to buy 4 ProfitPacks, in order to increase my monthly earnings. I picked up my initial investment, so even if the platform fail I do not lose money. Howewer, never forget that platforms like these can disappear from one day to another. Note that I inserted the referral links above. If you want to invest on them, my advice is to invest a very little amount of money. Currently I have $25 on SolidTradeBank and $100 on DiversityFund.

During April I dit not receive dividends from my stocks.

Finally my adventure on eToro continues (I started investing in eToro). I have 500 EUR on this platform and in May I earned 4,89 EUR (almost 1% of my investment). This is the result that I would like to achieve every month. I’m still copying the same two traders: OlivierDanvel and kela-Leo.

Portfolio Composition

Unfortunately during May I did not make new changes to my portfolio. I had little time for this and as you probably know I’m trying to save money because my intention is to invest by the end of 2019 in an ETF with dividends. I’ll keep you updated about this new investment.

Conclusion

In conclusion I hope you liked this Passive Income Report. Let me know in the comments if something is not clear!

In addition if you have any questions, write them in the comments, I always read! I’m very interested in your own experience in the P2P Lending world.

Do not forget that I opened a Facebook page for FinanceShot. You can find it here or on the right of every page of the blog. Like it if you don’t want to miss anything or interact with me. It’ll be a pleasure for me!

Moreover, if you want to receive my posts directly on your email, remember to subscribe to the blog by inserting your email on the form you can find on the bottom right of the blog.

Finally, I think that’s all. Enjoy this month!

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2 Replies to “My Passive Income Report – May 2019”

  1. Hey! Great update and awesome to see that you have several passive incomes including P2P investing.
    I was wondering, how much do you earn from ads you are running on the blog?

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