18 months have passed since my first investment on ViaInvest. Today I want to talk about my ViaInvest Performance after these first 18 months, my current situation and my opinion about this platform.
First of all, if you don’t know what we’re talking about, read my full review of ViaInvest. On the dedicated page you can find all the information you need to start earning on ViaInvest.
I made my first deposit on ViaInvest at the beginning of December 2017.
ViaInvest is a P2P Lending platform born in Latvia. ViaInvest is not famous as platforms like Mintos and Grupeer, which I reviewed some days ago. But it’s the first platform that I heard about and the first in which I’ve invested on.
First of all, check out the overview of my account:
Here you can see my current situation.
I have a balance of 276.25 EUR. Remember that I deposited 200 EUR on ViaInvest. The total profit is 76.25 EUR (+38,13%). 50 EUR of these profits comes from the Referral Campaign that ViaInvest launched at the beginning of May. So the real interest income is 26,25 EUR (+13,13%).
Resume of my first 18 months on ViaInvest:
- Monthly Average Profit (Interest): +0,73%
- Annualized Profit (Interest): +8,75%
- Monthly Average Profit (Interest + Referral): +2,12%
- Annualized Profit (Interest + Referral): +25,44%
In 2018 on ViaInvest I had a return of 9,20% and in 2019 I’m having an average monthly return of 0,85%.
If you want to examine my exact monthly performance, check out the page dedicated to ViaInvest.
I also want to share with you the current strategy of my ViaInvest account, just to be completely transparent with you.
I’m currently using the Auto-Invest function, because it’s very efficient, and this is my setup:
All loans available on the platform are covered by the Buyback Guarantee protection. To be honest, the Auto-Invest function works really well, and I never have money available on my balance.
This is my strategy, and for sure it’s not the best strategy. Set up the Auto-Invest function according to your financial goals and risk tolerance.
In conclusion, these are my ViaInvest performance after 18 months from my first investment on it.
For the moment I never had issues on ViaInvest: sometimes I have some late loans but this is part of the P2P Lending game. My current opinion is the following: I’m satisfied about ViaInvest. But I think that there are better platforms for those who are starting to invest.
Are you already using ViaInvest? If yes, are you happy with it? Let me know in the comments!
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