Main Characteristics

  • Up to 13% of annual return
  • Invest with BuyBack Guarantee
  • Auto-Invest function

Register for free on Lenndy, invest and get a Bonus of 10 EUR

My return on investment

My total deposit on Lenndy: 250 EUR

My total withdraw on Lenndy: 0 EUR

2020 – My return on investment / Monthly Average Return: + 1,65% / + 1,65%

2019 – My return on investment: + 7,99%

2019 – My Monthly Average Return: + 1,00%

Comments on the performance (Update: March 2020)

My deposits on Lenndy:

  • 20 March 2019       –> 250 EUR

I’m still at the beginning of my adventure on this platform, but I’m liking it at the moment. I expect that the monthly return will be around 0,9%/1%.

How to add funds

Remember that in order to register on Lenndy you must be 18 or older. You also have to be a resident of a European Economic Area (EEA) country and you need to have a bank account in a bank situated in an EEA country. As you can see from the picture below, investors can deposit on Lenndy through Bank Transfer (SEPA). Money will be available on the balance within 2 working days. Minimum deposit is 50 EUR.



Register for free on Lenndy, invest and get a Bonus of 10 EUR

Auto-Invest function

My advice is to set up, as soon as possibile, the Auto-Invest function, that automatically invest your money in loans that satisfies the conditions you impose at the time of setup.

Below you can see the Auto-Invest setup page. You have to choose the range of interest rate you want to invest in, the loan term and other important parameters, like the maximum amout to invest in each loan, the loan’s type and the total amount of investments. You can also choose between reinvesting or not your money on the balance and choose between investing only in loans covered by the BuyBack Guarantee protection or not.

If you prefer to invest manually, you can do it. Once you have finished to setup your Auto-Invest portfolio, save and activate it.


I suggest you to invest in many different loans (that means setting a low “Investment amount”), in order to diversify your portfolio and reduce the risk. You should choose your setup according to your objectives.

General Information

The minimum investment on a single loan is 10 EUR.

Minimum deposit is 50 EUR.

The range of interest offered by Lenndy is 12% to 13%.

As I said before, many loans are covered by the BuyBack Guarantee protection (you can recognize them by the presence of the shield), that is an important protection for the investor: BuyBack guarantee means that loan originator buys back outstanding loan amount with interest from investors when borrower fails to pay for 60 days. Remember that Buyback Guarantee is valid for loans with buyback icon (shield).

Lenndy do not act as Tax Substitute. This means that we receive the total gross profit from our investments and we will have to pay taxes on this profit (in Italy the tax rate is 26%).

On Lenndy is also available the Secondary Market, that allows investors to sell to other investors their investments before they reach their maturity.



Register for free on Lenndy, invest and get a Bonus of 10 EUR

P2P loans on the platform

Below I insert examples of the Loans that are available on Lenndy. As you can see from the image below, in this page you can find all the most important information about every single loan: term, loan type, interest rate, collateral, buyback presence and so on.


These are in particular my active investments at the moment. Their return is equal to 12%. In this page you can find all the information about the loans and, in particular, the payment schedule, that tells you when you will receive the interests.


Finally, this is the Overview of my account. Here you can check your balance (Account Balance), interest earned (Earned Interest), annual percentage rate (APR) and so on.



Register for free on Lenndy, invest and get a Bonus of 10 EUR

If you don’t understand the meaning of one or more terms, I wrote an article that explain all the terms that I use. Check it out clicking here.

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