First Person Finance Blog


Main Characteristics

  • Up to 14% of annual return
  • Invest with BuyBack Guarantee
  • Auto-Invest function


Register for free on Robocash and start earning up to 14% per year


My return on investment

My total deposit on Robocash: 150 EUR

2019 – My return on investment: + 1,16%

  • February: + 1,30%
  • January: + 0,84%

2018 – My return on investment: +11,14%

  • December: + 1,06%
  • November: + 0,88%
  • October: + 1,02%
  • September: + 1,18%
  • August: + 1,39%
  • July: + 0,81%
  • June: + 1,12%
  • May: + 1,51%
  • April: + 0,58%
  • March: + 1,22%
  • February: started tracking – + 0,37%



Comments on the performance (Update: February 2019)

I started in February 2019 with a little deposit of 150 EUR. At the beginning of my adventure on Robocash I did not add more funds because there were few loans available on the platform. I think that things are changing, because in the last months I noticed that there are many loans available. If my impression do nit not change, I’ll invest more.


How to add funds

Remember that in order to register on Robocash you must be 18 or older. You also need to have a bank account in one of the European Union countries. As you can see from the picture below, investors can deposit through Bank Transfer. Is it possible to deposit using Euros (EUR). Money will be available on the balance within 1-2 working days. Then you can start investing on Robocash.


Register for free on Robocash and start earning up to 14% per year


Auto-Invest function

My advice is to set up, as soon as possibile, the Auto-Invest function, that automatically invest your money in loans that satisfies the conditions you impose at the time of setup.

Below you can see the Auto-Invest setup page. You have to choose the range of interest rate you want to invest in, the loan term and other important parameters, like the amout to invest in each loan (minimum and maximum amount), loan originators and the toal amount of investments. You can also choose between reinvesting or not your money on the balance.

Once you have finished to setup your Auto-Invest portfolio, save and activate it.


I suggest you to invest in many different loans, in order to diversify your portfolio and reduce the risk. You should choose your setup according to your objectives.


General Information

The minimum investment on a single loan is 10 EUR.

The maximum investment on the platform is 10000 EUR.

The range of interest offered by Robocash is 10% to 14%.

As I said before, loans are covered by the BuyBack Guarantee protection, that is an important protection for the investor: Robocash will buy back principal amount and interest for investment period from investor if loan is delinquent.

Robocash do not act as Tax Substitute. This means that we receive the total gross profit from our investments and we will have to pay taxes on this profit (in Italy the tax rate is 26%).

At the moment is not available the Secondary Market, that would allows investors to sell other investors their investments before they reach their maturity.

Register for free on Robocash and start earning up to 14% per year


P2P loans on the platform

Below I insert examples of the Loans that are available on Robocash. This is “My Investments” page. Here you can find all the information about every single loan: loan originator, interest rate, loan term, days remaining to maturity, status of the loan.


This is the dashboard of the investor, where you can find the most important information about your investment on the platform: total funds on the account, average interest rate, earned interests and so on.


Register for free on Robocash and start earning up to 14% per year


If you don’t understand the meaning of one or more terms, I wrote an article that explain all the terms that I use. Check it out clicking here.







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