- Real Estate Crowdfunding
- Up to 16% of annual return
- Auto-Invest function
My return on investment
My total deposit on Bulkestate: 100 EUR
2019 – My return on investment: + 0,00%
2018 – My return on investment: + 0,00%
Comments on the performance (Update: February 2019)
My deposits on Bulkestate:
- 2 February 2018 –> 100 EUR
I decided to invest in Bulkestate to diversify my portfolio. My portfolio is mainly composed by “classic” P2P lending platform, that’s why I chose to invest in this platform. I invested the 100 EUR on the balance in a long-term investment, without monthly interests. Loan will be repaid in February 2020, when I’ll receive 128 EUR.
How to add funds
Remember that in order to register on Bulkestate you must be 18 or older. As you can see from the image below, once you are registered you can deposit through Bank Transfer. Money will be available on your balance within 2-3 working days.
My advice is to set up, as soon as possibile, the Auto-Invest function, that automatically invest your money in loans that satisfies the conditions you impose at the time of setup.
Below you can see an example of Auto-Invest setup. You need to choose your maximum investment, the minimum return and the maximum term of the loan.
You should choose your setup according to your objectives. I suggest you to invest in many different projects and loans, in order to diversify your portfolio and reduce the risk (as I haven’t done in this case).
The minimum funding deposit is 50 EUR.
The minimum investment on a single loan is 50 EUR.
The range of interest offered by Bulkestate is 12% to 16%.
Loans are not covered by the BuyBack Guarantee.
Bulkestate do not act as Tax Substitute. This means that we receive the total gross profit from our investments and we will have to pay taxes on this profit (in Italy the tax rate is 26%).
At the moment is not available the Secondary Market, that would allows investors to sell other investors their investments before they reach their maturity.
Bulkestate provides many information about loans:
- Annual return
- Repayment date
You can find all the information in the page of every loan. Always check them before investing.
The investor do not have to pay any fees.
Loans on the platform
Below I insert examples of the Loans that are available on Bulkestate. The availability of loans is not high, but constant over time.
This is my investment, that I’ve made in February 2018. As I said before, his annual return is 14% and has a duration of 24 months.
Bulkestate also provides a different section, called Group Buying, where investors can buy a portion of a building/resort excetera, and gain from their future sale. I never tried this kind of offer, but it seems interesting.
If you don’t understand the meaning of one or more terms, I wrote an article that explain all the terms that I use. Check it out clicking here.